The Versatile Roth IRA

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Posted on April 9th, 2025

Used with care, the Roth IRA may help serve several objectives at once — like a multipurpose tool in your financial-planning toolbox. Retirement First and […]

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The New Identity Requirements for Social Security: What You Need to Know

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Posted on April 9th, 2025

In recent years, the rise in identity theft and cybercrime has prompted a significant overhaul in how we secure personal information. One of the latest […]

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Q1 2025 Market Review

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Posted on April 7th, 2025

Relatively subdued inflationary pressures and strong economic performance across the economy started the quarter with the bull market intact, hitting all-time highs in February.  The […]

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Fourth Quarter 2024 Market Review

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Posted on January 15th, 2025

The U.S. equity market trends that were persistent throughout 2024 continued in the 4th Quarter; and U.S. equity markets had their second consecutive year of […]

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Tax Numbers and Inflation Adjustments for 2025

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Posted on January 14th, 2025

The Internal Revenue Service makes cost-of-living and annual inflation adjustments each year. The changes affect contribution limits for retirement plans and various tax deductions, exclusion, […]

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Social Security Fairness Act Signed into Law

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Posted on January 13th, 2025

The Social Security Fairness Act passed the House and Senate late last year, and was signed into law by President Biden on January 5, 2025. […]

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What’s New for 2025?

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Posted on December 20th, 2024

To help you stay informed, here are five changes you can look forward to in the new year. Higher catch-up contributions for some. As of January […]

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Social Security COLA Lower for 2025

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Posted on December 20th, 2024

The 2.5% Social Security cost-of-living adjustment (COLA) for 2025 continues the return to a more typical adjustment after high inflation resulted in big COLAs in […]

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Final Regulations for Required Minimum Distributions

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Posted on October 8th, 2024

In July, the IRS issued the long awaited final regulations on required minimum distributions (RMDs) from retirement accounts.  The regulations became effective on September 17, […]

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Q3 2024 Market Review

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Posted on October 8th, 2024

Equity and fixed income markets both experienced broad gains this quarter, with the S&P adding nearly 6% to its 22% year-to-date gain and the U.S. […]

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