The Versatile Roth IRA

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Posted on April 9th, 2025

Used with care, the Roth IRA may help serve several objectives at once — like a multipurpose tool in your financial-planning toolbox. Retirement First and […]

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Catch Up for a More Comfortable Retirement

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Posted on March 28th, 2025

A 2024 survey found that only a third of U.S. workers age 50 and older feel that their savings contributions have them on track to […]

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Debt After Death: What Happens to Debt When Someone Dies?

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Posted on March 28th, 2025

Losing a loved one is never easy. In addition to the emotional challenges you may face, you might also be worried about what will happen […]

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What’s New for 2025?

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Posted on December 20th, 2024

To help you stay informed, here are five changes you can look forward to in the new year. Higher catch-up contributions for some. As of January […]

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Social Security COLA Lower for 2025

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Posted on December 20th, 2024

The 2.5% Social Security cost-of-living adjustment (COLA) for 2025 continues the return to a more typical adjustment after high inflation resulted in big COLAs in […]

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Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes

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Posted on October 8th, 2024

The Taxpayer Relief Act of 1997 provided homeowners who sell their principal residence an exclusion from capital gains taxes of $250,000 for single filers and […]

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FAFSA for 2025-2026 School Year Opens December 1

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Posted on September 25th, 2024

For the second year in a row, the Free Application for Federal Student Aid, commonly known as the FAFSA, will be delayed. The FAFSA for […]

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If You Don’t Have a Will Yet, Why Not?

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Posted on September 25th, 2024

A will is a fundamental estate planning document. It outlines how you wish your property to be distributed, who should handle matters related to settling […]

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Do You Need to Pay Estimated Tax?

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Posted on June 26th, 2024

Taxpayers are required to pay most of their tax obligation during the year by having tax withheld from their paychecks or pension payments, or by […]

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Can Home Improvements Lower Your Tax Bill? It Depends

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Posted on June 3rd, 2024

Most home improvements are not tax deductible — with one possible exception. In certain situations, you may be able to deduct improvements deemed necessary for […]

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