Q1 2026 Market Review
My 15-year-old son is currently taking a beginner macroeconomics class in high school, and it has led to some enjoyable discussions at home about markets...
Tax Numbers and Inflation Adjustments for 2026
The Internal Revenue Service makes annual cost-of-living and inflation adjustments. For 2026, these changes increase contribution limits for retirement plans and update various tax deduction...
Final 401(k) Catch-Up Regulations: What Employers and Savers Need to Know
The IRS has released final regulations on 401(k) catch-up contributions under the SECURE 2.0 Act, bringing clarity to how older and higher-income workers can save...
Q3 2025 Market Review
The third quarter continued the trends from last quarter, fully recovering from the drop due to tariff scares this past spring. Equity markets ended at...
How to Protect Yourself from AI Deepfakes Stealing Your Money and Identity
As artificial intelligence (AI) advances, so do the tactics of cybercriminals. One of the most alarming threats today is the rise of AI-generated deepfakes; highly...
What the One Big Beautiful Act Means for Taxpayers
This past Independence Day, the One Big Beautiful Bill Act (OBBB) was signed into law, marking one of the most significant overhauls to the U.S...
Changes to Student Loans Under the “Big Beautiful Bill”
Student loan reform is back in the spotlight with the passage of the One Big Beautiful Bill Act (OBBB). This sweeping legislation will dramatically change...
Q2 2025 Market Review
The quarter began with equity markets continuing and deepening the previous quarter’s slump to a free fall due to Trump announcing broad tariffs and the...
The New Identity Requirements for Social Security: What You Need to Know
In recent years, the rise in identity theft and cybercrime has prompted a significant overhaul in how we secure personal information. One of the latest...
Q1 2025 Market Review
Relatively subdued inflationary pressures and strong economic performance across the economy started the quarter with the bull market intact, hitting all-time highs in February...
Fourth Quarter 2024 Market Review
The U.S. equity market trends that were persistent throughout 2024 continued in the 4th Quarter; and U.S. equity markets had their second consecutive year of...
Tax Numbers and Inflation Adjustments for 2025
The Internal Revenue Service makes cost-of-living and annual inflation adjustments each year. The changes affect contribution limits for retirement plans and various tax deductions, exclusion...
Social Security Fairness Act Signed into Law
The Social Security Fairness Act passed the House and Senate late last year, and was signed into law by President Biden on January 5, 2025...
Final Regulations for Required Minimum Distributions
In July, the IRS issued the long awaited final regulations on required minimum distributions (RMDs) from retirement accounts. The regulations became effective on September 17...
Q3 2024 Market Review
Equity and fixed income markets both experienced broad gains this quarter, with the S&P adding nearly 6% to its 22% year-to-date gain and the U.S...
Maximize Your Tax Savings by Utilizing a Health Savings Account
Health savings accounts (HSAs) are available to those who participate in a high-deductible health plan. HSAs are tax-advantaged accounts that offer tax savings now and...
Q2 2024 Market Review
The quarter started with investor concerns of continued inflation subduing expectations of multiple rate cuts due to higher inflation readings and the Fed’s April release...
Superfunding 529 Plans to Reduce Your Estate and Taxes
529 plans are tax-advantaged plans similar to Roth IRAs; funded with after-tax dollars, tax-free growth, and tax and penalty-free withdrawals if used for qualified educational...
Q1 2024 Market Review
U.S. Equity markets started 2024 off on a tear, although it’s since given a bit back since the end of the quarter. The market has...
New High Interest Savings Accounts Help Ohio Homebuyers
The Ohio Homebuyer Plus program helps Ohioans save for a down payment on the purchase of a primary residence. Ohio residents aged 18 or older...
The Year in Review
The echoes of central banks’ historic monetary stimulus to counter the Covid-19 virus, the resulting inflation, and the unwinding of that monetary stimulus to contain...
Part-time Employees Are Eligible to Enroll into 401(k) Plans in 2024
Starting this year, part-time employees meeting the SECURE Act’s three-year rule are eligible to participate in their employer’s 401k plan. The SECURE Act of 2019...
Reviewing Your Estate Plan
An estate plan is a map that explains how you want your personal and financial affairs to be handled in the event of your incapacity...
Use the Increased RMD age to Boost your Roth Savings
The required minimum distribution (“RMD”) age has steadily increased over the last few years with the passage of the SECURE Act and SECURE 2.0, raising the RMD age from 70.5 to 72 starting in 2020...
The SECURE 2.0 Act of 2022 Brings Changes for Workplace Retirement Plans in 2023
The Consolidated Appropriations Act, 2023 was signed into law at the end of 2022 includes the SECURE 2.0 Act of 2022. SECURE 2.0 includes over 90 changes to rules governing workplace retirement plans...
Inflation- The Trend Continued
In our 2021 market review, we discussed the sources of our current inflationary economy and assumed it would continue. And continue it did, negatively impacting almost all asset classes...
Secure 2.0 Act Signed into Law
The SECURE 2.0 Act of 2022 was included in the recent $1.7 billion spending bill and signed into law December 29, 2022. The new law builds on the SECURE Act of 2019...
Blog Archive
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