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Fall 2011 Newsletter

Download in PDF For Beacon Hill, this was a busy quarter.  The markets certainly gave us more excitement than we would prefer with domestic equities officially in “correction” zone (10% drop) and foreign investments in a “bear market” drop (20% drop).  We continue monitoring and, as always, will keep our clients abreast of changes and improvements as they …

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Year-End Investment Planning: The Clock Is Ticking

Investment planning at the end of 2010 was complicated by uncertainty over whether existing tax rates would be extended. This year, it’s the congressional “supercommittee” charged with tackling the country’s deficit financing problem that’s the source of uncertainty. Even though you may not be sure how the committee’s work might ultimately affect you, here are …

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401(k) Corner: Increase Employee Savings

Why? 1. Those with a healthier retirement plan are more “present” while working, increasing efficiency. 2. Larger balances per employee allow fixed costs (administrative, audit, etc.) to be spread over a larger asset base, creating cost savings for everyone. How? 1.) Communication- Stress the importance of retirement savings. Employees don’t know that the rule of …

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3rd Quarter Economic Perspective (2011)

• The world continued to worry about the possibility of global contagion from European debt problems. European leaders agreed to a second bailout for Greece, though individual member nations must agree to participate. However, problems began spreading to the larger economies of Spain and Italy, which saw their borrowing costs rise as investors feared that …

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3rd Quarter Market Recap (2011)

It was a roller-coaster quarter for equities, as weeks and even days when the Dow swung several hundred points in both directions seemed to become commonplace. By the end, the volatility had cost the Dow almost 15% since its April high. The small caps of the Russell 2000 suffered the most; by the end of …

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