April 2021
Monthly Market Recap from Clint Edgington, CFA The gradual economic growth discussed last month showed signs of accelerating in March. Employers hired more, with January and February’s employment gains of +545k being revised up by 156k more jobs. March’s non-farm payroll employment shot up by another 916k jobs to move the unemployment rate down by 6%. …
Read moreReal Estate for Income and Diversification
An estimated 145 million Americans own real estate investment trusts (REITs) in their retirement accounts and other investment funds.1 The primary appeal of REITs is the potential for a consistent income stream and greater portfolio diversification. Of course, like all investments, REITs also have risks and downsides. Pooled Property Investments An equity REIT — the …
Read moreIs Your Home Office Also a Tax Shelter?
The pandemic ushered in the age of video meetings, providing a glimpse into many kinds of home workspaces. For many workers, a dedicated home office became more important than ever in 2020, though not everyone will get a tax break for having one. A Perk for Business Owners Only self-employed workers, independent contractors, and partners …
Read moreShould You Convert Your Term Life to Permanent Life Insurance?
Term life insurance provides life insurance coverage for a specific time period (the term). The face amount of the policy is paid if you die during the term of the policy. When you live longer than the term of coverage, nothing is paid, as there is no cash surrender value. Permanent life insurance provides protection …
Read moreMarch 2021 Market Recap
The gradual economic growth discussed last month showed signs of accelerating in March. Employers hired more, with January and February’s employment gains of +545k being revised up by 156k more jobs. March’s non-farm payroll employment shot up by another 916k jobs to move the unemployment rate down by 6%. In addition, the “participation rate” (those …
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