November 2015 Monthly Recap

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Posted on November 8th, 2015

Client Spotlight

7a974086-62b5-4189-bece-793e9f1d6c77When Loraine Smith isn’t keeping things running smoothly at the Smiths’ dental practice,Healthpark Dentistry, located just north of Dayton, you’ll find her walking in her neighborhood or hard at work at her hobby, quilting!  Loraine’s brightly colored and contemporary quilts have found their way into the local newspapers, hospitals, and even into Mark and Clint’s babies’ cribs!

A charity that Loraine is passionate about is Project Linus, which provides handmade blankets to seriously ill or traumatized children.  These “security blankets” can provide color and fun in what can be a sterile hospital environment.  If you feel so moved, Loraine estimates it takes a $50-$75 donation to Project Linus to provide the materials for a child’s quilt.

Thanksgiving History

In 1621, the Plymouth colonists and Wampanoag Indians shared an autumn harvest feast that is acknowledged today as one of the first Thanksgiving celebrations in the colonies. For more than two centuries, days of thanksgiving were celebrated by individual colonies and states. It wasn’t until 1863, in the midst of the Civil War, that President Abraham Lincoln proclaimed a national Thanksgiving Day to be held each November.  Click here for more.

Fed Holds Interest Rate Steady, A Hike Could Come in December

Federal Reserve policymakers, concerned that slowing global growth may be hurting the U.S. economy, kept a key interest rate at a historically low level — yet hinted that a hike could come by the end of the year. Read More

401(k)s Beat Pensions

Are 401(k)s more successful than defined benefit plans at replacing income in retirement?
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Employers Helping Workers Save

Workers want guidance from their employers when it comes to saving for retirement. Read More

Cash Balance Plans

A Cash Balance Plan allows a business owner to defer significantly more than conventional retirement plans.  Read More